United Healthcare AARP Medicare Advantage Choice PPO H2406 is a Medicare Advantage plan that is designed to provide senior citizens with more comprehensive coverage than traditional Medicare plans. This plan is specifically tailored for members of the American Association of Retired Persons (AARP) and offers a wide range of benefits that are not typically found in traditional Medicare plans.
One of the key benefits of this plan is its Preferred Provider Organization (PPO) network. As a PPO plan, members have the flexibility to visit in-network providers without a referral, and they also have the option to see out-of-network providers for an additional cost. This allows members to choose the providers that best fit their needs and preferences.
AARP Medicare Advantage Choice PPO H2406
In addition to medical coverage, United Healthcare AARP Medicare Advantage Choice PPO H2406 also offers a wide range of additional benefits. For example, the plan includes coverage for prescription drugs, as well as coverage for routine vision and hearing exams. The plan also provides members with access to a variety of health and wellness programs, such as fitness classes and health screenings.
Another benefit of this plan is the opportunity to enroll in an optional hearing aid program, which provides members with access to discounted hearing aids. This benefit is especially useful for seniors who may have difficulty affording hearing aids on their own.
Overall, United Healthcare AARP Medicare Advantage Choice PPO H2406 is a comprehensive and flexible Medicare Advantage plan that offers a wide range of benefits and services to its members. If you are a senior citizen and a member of AARP, this plan is definitely worth considering as an alternative to traditional Medicare coverage.
It is important to note that Medicare Advantage plans may have different coverage rules and cost sharing than Original Medicare, and that the network of providers may also be different. It is always important to check the plan’s details and to compare it with other options before making any decision.
United Healthcare AARP Medicare Advantage Choice PPO H2406 is a Medicare Advantage plan that is designed to provide senior citizens with more comprehensive coverage than traditional Medicare plans. This plan includes coverage for medical and prescription drug expenses, as well as additional benefits such as routine vision and hearing exams. However, the plan may or may not include dental coverage as a standard benefit, it would depend on the specific plan variant.
The Premium for United Healthcare AARP Medicare Advantage Choice PPO H2406
The premium for United Healthcare AARP Medicare Advantage Choice PPO H2406 will vary depending on a number of factors, such as where you live, your income, and whether or not you receive any extra assistance through Medicare.
Premiums for Medicare Advantage plans are set by the insurance company, and can change every year. Some plans may also have additional cost-sharing for certain services, such as copayments, coinsurance, and deductibles.
It is important to note that the premium for a United Healthcare AARP Medicare Advantage Choice PPO H2406 plan may be different in different regions and it is always recommended to check with the insurance company or with the plan’s Summary of Benefits and Coverage to confirm the current premium, any additional cost-sharing and any changes in the benefit coverage.
It is always important to compare the cost and benefits of the plan with other options available in the area to make sure it is the best fit for your needs and budget.
If the plan variant includes dental coverage, it would typically provide coverage for routine dental services such as cleanings, fillings, and extractions. It may also provide coverage for major dental services such as crowns and bridges. The plan may also include coverage for orthodontic services, such as braces.
It is important to note that dental coverage is not always included in Medicare Advantage plans, and that even if it is included, coverage amounts and restrictions may vary. It is always recommended to check the plan’s details and to compare it with other options before making any decision.
If the plan does not include dental coverage, it’s possible for the member to purchase a separate stand-alone dental insurance plan or look into Medicare Supplement plans that may have options to include dental coverage.
One of the key benefits of this plan is its coverage for mental health services. This includes treatment for a wide range of mental health conditions such as depression, anxiety, and schizophrenia. The plan covers both inpatient and outpatient services, making it easy for seniors to access the care they need.
In addition to mental health services, the United Healthcare AARP Medicare Advantage Choice PPO H2406 also provides coverage for prescription drugs, routine hearing and vision services, and additional benefits such as gym memberships. This plan also offers an extensive network of providers, making it easy for seniors to find a doctor or specialist that is conveniently located.
Overall, the United Healthcare AARP Medicare Advantage Choice PPO H2406 is an excellent option for seniors who are looking for comprehensive coverage for mental health services. If you’re a senior and you’re looking for a Medicare Advantage plan that offers comprehensive coverage for mental health, this plan is definitely worth considering.
When it comes to skilled nursing facility coverage, the United Healthcare AARP Medicare Advantage Choice PPO H2406 plan covers up to 100 days of care in a skilled nursing facility per benefit period. To be eligible for this coverage, seniors must have been hospitalized for at least three days and require daily skilled care such as physical therapy or other rehabilitative services.
Overall, the United Healthcare AARP Medicare Advantage Choice PPO H2406 is an excellent option for seniors who are looking for comprehensive coverage for skilled nursing facilities. If you’re a senior and you’re looking for a Medicare Advantage plan that offers comprehensive coverage for skilled nursing facilities, this plan is definitely worth considering.
The United Healthcare AARP Medicare Advantage Choice PPO H2406 plan covers both in-network and out-of-network therapy visits. For in-network therapy visits, the plan has a $25 copay. For out-of-network therapy visits, the copay is $70. It’s important to note that there are limits on the number of therapy visits covered under the plan, so it’s important to review the plan’s summary of benefits or contact United Healthcare directly to get specific information about the limits that apply.
Occupational therapy, physical therapy, and speech and language therapy are important for seniors who are recovering from an illness or injury, or who have a chronic condition that affects their ability to perform daily activities. These types of therapy can help seniors regain their independence and improve their overall quality of life.
The United Healthcare AARP Medicare Advantage Choice PPO H2406 plan also provides coverage for other services such as prescription drugs, routine hearing and vision services, and additional benefits such as gym memberships. The plan also offers an extensive network of providers, making it easy for seniors to find a therapist that is conveniently located.
Overall, the United Healthcare AARP Medicare Advantage Choice PPO H2406 is an excellent option for seniors who are looking for comprehensive coverage for occupational therapy, physical therapy, and speech and language therapy visits. If you’re a senior and you’re looking for a Medicare Advantage plan that offers comprehensive coverage for these types of therapy visits, this plan is definitely worth considering.
United Healthcare AARP Medicare Advantage Choice PPO H2406 is a Medicare Advantage plan that offers coverage for durable medical equipment (DME), prosthetics, dialysis, and diabetes supplies. This plan, offered by United Healthcare in partnership with AARP, is designed to provide seniors with comprehensive coverage for these types of medical items and services.
The United Healthcare AARP Medicare Advantage Choice PPO H2406 plan covers both in-network and out-of-network DME and prosthetics. For in-network DME and prosthetics, the plan has a 20% coinsurance. For out-of-network DME and prosthetics, the coinsurance is 50%. It’s important to note that there are limits on the number of DME and prosthetics covered under the plan, so it’s important to review the plan’s summary of benefits or contact United Healthcare directly to get specific information about the limits that apply.
Dialysis is also covered under this plan, with a 20% coinsurance for both in-network and out-of-network providers. Diabetes supplies, like glucose monitors and test strips, are covered with $0 copay for in-network providers, and 50% coinsurance for out-of-network providers.
One important benefit of this plan is the Senior Savings Model for capped insulin cost, which helps seniors with diabetes save money on their insulin prescriptions. This model caps the out-of-pocket cost for insulin at $35 for a 30-day supply, regardless of the type or brand of insulin.
The United Healthcare AARP Medicare Advantage Choice PPO H2406 plan also provides coverage for other services such as prescription drugs, routine hearing and vision services, and additional benefits such as gym memberships. The plan also offers an extensive network of providers, making it easy for seniors to find a provider that is conveniently located.
Overall, the United Healthcare AARP Medicare Advantage Choice PPO H2406 is an excellent option for seniors who are looking for comprehensive coverage for durable medical equipment, prosthetics, dialysis, and diabetes supplies. If you’re a senior and you’re looking for a Medicare Advantage plan that offers comprehensive coverage for these types of services and items, this plan is definitely worth considering.
The United Healthcare AARP Medicare Advantage Choice PPO H2406 plan covers both in-network and out-of-network hearing exams. For in-network hearing exams, the plan has a $0 copay. For out-of-network hearing exams, the copay is $70. It’s important to note that there are limits on the number of hearing exams covered under the plan, so it’s important to review the plan’s summary of benefits or contact United Healthcare directly to get specific information about the limits that apply.
Fitting and evaluation for hearing aids are not covered under this plan. However, the plan does cover hearing aids of all types with a copay of $175-1225 for in-network providers and $175-1225 for out-of-network providers. It’s important to note that there are limits on the number of hearing aids covered under the plan, so it’s important to review the plan’s summary of benefits or contact United Healthcare directly to get specific information about the limits that apply.
Hearing exams and hearing aids are essential for seniors who are experiencing hearing loss, which is a common condition among older adults. These services can help seniors improve their overall quality of life by allowing them to better communicate with others and stay engaged in daily activities.
The United Healthcare AARP Medicare Advantage Choice PPO H2406 plan also provides coverage for other services such as prescription drugs, routine vision services, and additional benefits such as gym memberships. The plan also offers an extensive network of providers, making it easy for seniors to find a provider that is conveniently located.
Overall, the United Healthcare AARP Medicare Advantage Choice PPO H2406 is an excellent option for seniors who are looking for comprehensive coverage for hearing exams and hearing aids. If you’re a senior and you’re looking for a Medicare Advantage plan that offers comprehensive coverage for these types of services, this plan is definitely worth considering.
Chiropractic services, acupuncture, and massage therapy are not covered under the United Healthcare AARP Medicare Advantage Choice PPO H2406 plan. Alternative therapies such as physical therapy, occupational therapy, and cognitive behavioral therapy, are also not covered under this plan. It’s important to note that coverage for non-opioid pain management services may vary depending on the plan, so it’s important to review the plan’s summary of benefits or contact United Healthcare directly to get specific information about the coverage that applies to this plan.
Non-opioid pain management is an important option for seniors who are managing chronic pain conditions. These types of therapies can help seniors reduce their dependence on opioid medications and improve their overall quality of life.
The United Healthcare AARP Medicare Advantage Choice PPO H2406 plan also provides coverage for other services such as prescription drugs, routine vision services, and additional benefits such as gym memberships. The plan also offers an extensive network of providers, making it easy for seniors to find a provider that is conveniently located.
It’s important to note that coverage for non-opioid pain management services may vary depending on the plan, so it’s important to review the plan’s summary of benefits or contact United Healthcare directly to get specific information about the coverage that applies to this plan. Please keep in mind that it’s always a good idea to consult your doctor before starting any kind of therapy or treatment.
Overall, the United Healthcare AARP Medicare Advantage Choice PPO H2406 is an excellent option for seniors who are looking for coverage for medically-approved non-opioid pain management services. However, it does not cover certain alternative therapies like chiropractic, acupuncture, massage therapy and alternative therapies. If you’re a senior and you’re looking for a Medicare Advantage plan that offers coverage for these types of services, this plan may not be the best fit.
United Healthcare AARP Medicare Advantage Choice PPO H2406 is a Medicare Advantage plan that offers coverage for prescription drugs. This plan, offered by United Healthcare in partnership with AARP, is designed to provide seniors with affordable access to the medications they need.
The plan has a standard retail cost-sharing for a 1-month supply (30 days) which is divided into five tiers: Tier 1 (Preferred Generic), Tier 2 (Generic), Tier 3 (Preferred Brand), Tier 4 (4 Non-Preferred Brand), and Tier 5 (5 Specialty Drug). The copay and coinsurance amounts vary depending on the tier and coverage phase. During the initial coverage phase, Tier 1 has a $0 copay, Tier 2 has a $10 copay, Tier 3 has a $45 copay, and Tier 4 has a $95 copay. During the gap coverage phase, Tier 2 has a $10 copay, Tier 3, 4, and 5 have a 25% coinsurance for generic and brand-name drugs. During the catastrophic coverage phase, all tiers have a $4.15 copay or 5% (whichever costs more) for generic drugs and a $10.35 copay or 5% (whichever costs more) for brand-name drugs.
The plan also has a preferred mail cost-sharing for a 3-month supply (90 days) which is divided into the same five tiers as the standard retail cost-sharing. The copay and coinsurance amounts vary depending on the tier and coverage phase. During the initial coverage phase, Tier 1 has a $0 copay, Tier 2 has a $0 copay, and Tier 3 has a $125 copay. During the gap coverage phase, all tiers have a 25% coinsurance for generic and brand-name drugs. During the catastrophic coverage phase, all tiers have a $4.15 copay or 5% (whichever costs more) for generic drugs and a $10.35 copay or 5% (whichever costs more) for brand-name drugs.
Finally, the plan also has a standard mail cost-sharing for a 3-month supply (90 days) which is divided into the same five tiers as the standard retail cost-sharing and the preferred mail cost-sharing. The copay and coinsurance amounts vary depending on the tier and coverage phase. During the initial coverage phase, Tier 1 has a $0 copay, Tier 2 has a $30 copay, and Tier 3 has a $135 copay. During the gap coverage phase, all tiers have a 25% coinsurance for generic and brand-name drugs. During the catastrophic coverage phase, all tiers have a $4.15 copay or 5% (whichever costs more) for generic drugs and a $10.35 copay or 5% (whichever costs more
Please keep in mind that this is general information about the plan, please make sure to check the summary of benefits and contact United healthcare directly to get the most accurate and up to date information about the plan’s coverage and benefits.
