Brian Monahan

Brian Monahan is the founder and CEO of Medicare365. He has worked as a licensed Medicare agent since 2009, helping people navigate Medicare enrollment, Medigap, Medicare Advantage, and Part D coverage decisions. Medicare365's guidance is free to clients; the service is paid by insurance carriers.

Example page from an earlier Cigna (now HealthSpring) OTC catalog

HealthSpring OTC Catalog 2027: Allowance, Flex Card and How to Order

Updated October 27, 2026. The HealthSpring OTC benefit gives eligible Medicare Advantage members a quarterly allowance on the HealthSpring Flex card to buy over-the-counter health items from the OTC catalog, online at HealthSpringFlex.com, by phone or in participating stores. For 2027, HealthSpring’s Summaries of Benefits keep the quarterly loading and no-rollover rule, but some plans

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Humana Grocery Allowance 2027: How the Healthy Options Allowance Works

Reviewed October 23, 2026. Humana’s Medicare grocery allowance is called the Healthy Options Allowance. It’s a monthly amount, starting at $25 a month on eligible plans, loaded on the Humana Spending Account Card, and members who qualify can spend it on groceries plus other everyday needs such as utilities, rent and home supplies. It’s only

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Optum Healthy Groceries Card: How It Works and How to Get One (2027)

Updated October 26, 2026. There’s no Optum groceries card you can apply for on your own. Optum Financial runs the card programs behind many health plan benefits, including Healthy Benefits+ (formerly Solutran) and the UnitedHealthcare UCard, and your health plan or employer decides whether you get grocery money on that card. For Medicare Advantage members,

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