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Iowa Total Care Insurance Card: ID Card, Rewards Card and Phone Numbers

Updated October 28, 2026

Updated October 28, 2026. The Iowa Total Care insurance card is the member ID card for Iowa Total Care, one of the three managed care plans for Iowa Medicaid (IA Health Link). You show it at the doctor, hospital or pharmacy. You can view it in the Iowa Total Care app, and you can ask for a new one through your online member account or by calling Member Services at 1-833-404-1061 (TTY 711).

Quick answer: Iowa Total Care members can have two different cards: the member ID card, which proves your coverage, and the My Health Pays rewards card, a prepaid Visa card that holds the dollars you earn for healthy activities such as checkups and screenings. Rewards can pay utility, phone, transportation, childcare and rent bills or buy everyday items at Walmart, Sam’s Club and Hy-Vee. They can’t be used for alcohol, tobacco, firearms, gift cards, lottery tickets or cash.

Iowa Total Care member ID card

If you lose your card, ask for a replacement right away and use the app version in the meantime. For how state-issued Medicaid cards work alongside plan cards, see our guide to the Medicaid benefits card.

Iowa Total Care phone numbers

NeedNumber
Member Services1-833-404-1061 (TTY 711)
24/7 Nurse Advice Line1-833-404-1061
Pharmacy1-888-996-0082
Iowa Medicaid Member Services (state)1-800-338-8366 (Des Moines area 515-256-4606)
Sources: Iowa Total Care contact page; Iowa HHS member services. Checked October 2026.

My Health Pays rewards card

Iowa Total Care’s rewards program loads money onto a My Health Pays card when you complete certain healthy activities. Iowa Total Care says the card “is issued by The Bancorp Bank, N.A., Member FDIC, pursuant to a license from Visa” and “cannot be used everywhere Visa debit cards are accepted.”

How to earn rewards

ActivityReward
Initial health risk screening within 90 days of enrolling$30
Annual health risk screening$30
Adult or child annual well visit$20
Prenatal visit in the first trimester$40
Postpartum visit$20
Notification of pregnancyUp to $20
Flu vaccine (ages 18+, September to April)$10
HbA1c test (up to twice a calendar year)$15
Breast cancer screening$20
Completing all 5 Tobacco Quitline sessions$30
Health coachingUp to $90 a year
Source: Iowa Total Care healthy rewards program page (2026). Activities and amounts can change; check your account.

Where you can use the rewards card

The card “may not be used to buy alcohol, tobacco, firearms products, gift cards, lottery tickets, or get cash.” Check your rewards balance in your member account. Our earlier article on Iowa Total Care rewards has more background.

Iowa Total Care value-added services

Beyond regular Medicaid benefits, Iowa Total Care lists extra services, including:

Many services have eligibility rules. Iowa Total Care doesn’t post a year on this list, so confirm with Member Services. See what Iowa Total Care covers for regular benefits.

Does Iowa Total Care have an OTC card?

We didn’t find an over-the-counter allowance card on Iowa Total Care’s value-added services page as of October 2026. Its spending card is the My Health Pays rewards card. Some other Medicaid plans offer OTC allowances; see Medicaid OTC benefits and Wellpoint OTC benefits, since Wellpoint Iowa is another Iowa Medicaid plan.

Iowa Medicaid plans and how to change

Iowa HHS lists three IA Health Link managed care plans: Iowa Total Care, Molina Healthcare of Iowa (1-844-236-0894) and Wellpoint Iowa (1-833-731-2140). Iowa Total Care is also one of the Hawki (CHIP) health plans.

You have 90 days from your first enrollment to change plans for any reason, plus a 60-day annual choice period each year. Outside those windows you need a good-cause reason, after first using your plan’s grievance process. Call Iowa Medicaid Member Services at 1-800-338-8366 (Relay Iowa TTY 1-800-735-2942) to change plans. Compare plans in Is Molina Healthcare Medicaid?.

Frequently asked questions

How do I get a new Iowa Total Care insurance card?

Request one in your online member account or call 1-833-404-1061 (TTY 711). You can show the card in the Iowa Total Care app while you wait.

What is the Iowa Total Care phone number?

Member Services is 1-833-404-1061 (TTY 711), Monday to Friday, 8 a.m. to 5 p.m. CT. The same number reaches the 24/7 nurse line.

Is the My Health Pays card the same as my insurance card?

No. The member ID card shows your coverage. The My Health Pays card is a prepaid Visa card that only holds rewards.

Where can I use my Iowa Total Care rewards card?

For utility, phone, transportation, childcare, education and rent bills, and for everyday items at Walmart, Sam’s Club and Hy-Vee.

Can I use the rewards card for prescriptions?

Iowa Total Care doesn’t list pharmacy copays among rewards uses. Prescriptions are covered through your Medicaid pharmacy benefit; call the pharmacy line at 1-888-996-0082 with questions.

How do I check my Iowa Total Care rewards balance?

Sign in to your member account, or call Member Services.

This article is general information. Medicare365 is not affiliated with or endorsed by Iowa Total Care, Centene, Iowa HHS or any U.S. government agency. Benefits and rewards can change; confirm with Iowa Total Care.

Sources

Medicare365