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Guides and answers on Medicare, Medicaid, and coverage choices.

Does Medicare Cover Urgent Care? What You Pay in 2026

Reviewed September 29, 2026. Yes. Medicare Part B covers urgently needed care, which Medicare defines as treatment for a sudden illness or injury that isn’t a medical emergency.…
September 29, 2026

Does Medicare Cover Emergency Room Visits? 2026 Costs Explained

Reviewed September 29, 2026. Yes. Medicare Part B covers emergency room (emergency department) visits when you have an injury, a sudden illness or an illness that quickly gets…
September 29, 2026

Annual Medicare Plan Review Checklist: What to Check Each Fall

Review your Medicare plan's ANOC, prescriptions, pharmacies, doctors, costs and benefits before deciding on next year's coverage.
September 29, 2026

How to Find and Enroll in a Medicare Plan That Includes Silver&Fit

What is the Silver and Fit program, and how can Medicare members actually use it? It’s a healthy-aging and exercise benefit administered by ASH Fitness (American Specialty Health…
September 28, 2026

How Medicare365 Compares Medicare Plans: Methodology and Disclosures

Reviewed September 24, 2026. A Medicare plan comparison should explain both the factors considered and the limits of the comparison. This page describes the information Medicare365 uses to…
September 24, 2026

Medicare Plan Comparison Worksheet: What to Check Before Choosing Coverage

Reviewed September 22, 2026. Choosing Medicare coverage requires more than comparing monthly premiums. Use this worksheet to record your prescriptions, pharmacies, doctors, hospitals, travel needs, budget, and preferred…
September 24, 2026

Medicare OTC Cards Explained: What You Can Buy, Where, and Whether the “Flex Card” Is Legit

An OTC card is a prepaid benefit card that some Medicare Advantage plans load with a set allowance for over-the-counter health products. If you’ve seen the term “flex…
September 22, 2026

How to Switch From Medicare Advantage to Medigap

Reviewed October 4, 2026. To switch from Medicare Advantage to Medigap, you first leave your Medicare Advantage plan during an allowed enrollment period, such as Open Enrollment (October…
September 22, 2026

Working Past 65: Medicare, Employer Coverage, COBRA and HSA Rules

Reviewed September 17, 2026. Working after age 65 can change when you should enroll in Medicare. The answer depends on whose employment provides the coverage, whether that employment…
September 17, 2026

Turning 65 Medicare Checklist: A Month-by-Month Timeline

Reviewed September 16, 2026. Use this checklist to prepare for Medicare from six months before your 65th birthday through the first month of coverage. Enrollment timing depends on…
September 16, 2026
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