Tufts Health Plan OTC Catalog: 2026 Allowance, Ordering and 2027 Updates
Reviewed October 25, 2026. The Tufts Health Plan OTC catalog lists the over-the-counter items that Tufts Medicare Preferred members can buy with their quarterly OTC allowance. For 2026, only two plans have it: HMO Smart Saver Rx, with $75 a quarter, and PPO RX, with $20 a quarter. You spend it on the Tufts Medicare Preferred HMO and PPO RX OTC Card at participating retailers and plan-approved online stores, using the 2026 Medline catalog to see what’s eligible.
Quick answer: Download the 2026 OTC Benefits Medline Catalog or 2026 OTC Item Catalog from Tufts Medicare Preferred’s OTC benefit page, then shop eligible items with your OTC card. Unused money doesn’t roll over at the end of a calendar quarter. Tufts hadn’t posted 2027 OTC amounts or a 2027 catalog when we checked, so look for your 2027 Annual Notice of Change and the new catalog in January.
Tufts Medicare Preferred OTC allowance (2026)
| Plan | 2025 | 2026 |
|---|---|---|
| HMO Smart Saver Rx | $140 a quarter | $75 a quarter |
| PPO RX | Not offered | $20 a quarter |
| HMO Saver Rx | $160 a quarter | Plan no longer offered |
Source: Tufts Medicare Preferred’s OTC benefit page and plan pages. Point32Health’s 2026 product changes notice says Saver Rx HMO and Access PPO were discontinued for 2026. Other Tufts Medicare Preferred HMO plans don’t have an OTC allowance; Tufts lists an annual Wellness Allowance of $150 on those plans, or $300 on Smart Saver Rx, instead.
How to use the Tufts OTC catalog
- Get the 2026 catalog. Tufts posts two: the 2026 OTC Benefits Medline Catalog and the 2026 OTC Item Catalog. Both are linked from its OTC benefit page.
- Pick eligible items. The catalog lists the Medicare-approved OTC items your card can be used for, with item details to help you shop.
- Shop with your card. Tufts says the card works at “participating retailers and plan-approved online stores.”
- Spend it each quarter. The card reloads at the start of each calendar quarter and “your balance does not carry over.”
For general rules on what OTC benefits cover, see our list of what you can get with an OTC card, and for card basics, our Tufts Health Plan OTC card guide.
What’s not covered
Tufts describes the card as being for Medicare-approved OTC items, so only products in the catalog qualify. If an item isn’t listed, ask Member Services before you buy it. Prescription drugs are covered under your plan’s Part D benefit, not the OTC card.
Tufts Senior Care Options (SCO) card
Tufts Health Plan Senior Care Options, a Dual Eligible Special Needs Plan (D-SNP) for people with MassHealth and Medicare, uses a different card called the Instant Savings card. Tufts’s SCO OTC page lists $115 a quarter for OTC items plus $235 a quarter for food, beverages, personal care items and groceries, with no rollover at the end of a calendar quarter. The page doesn’t state a plan year, so confirm current amounts with SCO Member Services at 1-855-670-5934.
Tufts OTC in 2027
2027 Medicare Advantage plans were published on October 1, 2026, and Open Enrollment runs from October 15 to December 7, 2026. At this review, Tufts Medicare Preferred’s plan documents page listed 2026 files and we couldn’t find 2027 OTC amounts on its site. Mass General Brigham lists Tufts Medicare Preferred as an in-network Medicare Advantage plan for 2027. If you’re a member, your 2027 Annual Notice of Change shows any change to the OTC allowance; the 2026 amounts above apply through December 31, 2026.
When you compare plans for 2027, look at the OTC amount, whether it’s quarterly, whether it rolls over and which stores accept the card. See how to check your OTC card balance and the store guides for CVS, Walgreens and Walmart.
Tufts Medicare Preferred phone numbers
| Plan | Member Services |
|---|---|
| Tufts Medicare Preferred HMO | 1-800-701-9000 (TTY 711) |
| Tufts Medicare Preferred PPO | 1-866-623-0172 (TTY 711) |
| Tufts Health Plan Senior Care Options | 1-855-670-5934 |
Tufts lists hours of 8 a.m. to 8 p.m., 7 days a week (Monday to Friday only from April 1 to September 30) for HMO and PPO Member Services.
Frequently asked questions
How much is the Tufts OTC allowance?
For 2026, $75 a quarter on HMO Smart Saver Rx and $20 a quarter on PPO RX. Other Tufts Medicare Preferred plans don’t include an OTC allowance.
Where can I get the Tufts OTC catalog?
Tufts links the 2026 OTC Benefits Medline Catalog and the 2026 OTC Item Catalog from its OTC benefit page. Member Services can also help.
Does the Tufts OTC balance roll over?
No. Unused money at the end of a calendar quarter doesn’t carry over.
Where can I use the Tufts OTC card?
At participating retailers and plan-approved online stores, for Medicare-approved OTC items.
Has Tufts posted 2027 OTC amounts?
Not when we checked. Look for your 2027 Annual Notice of Change or call Member Services.
This article is general information. Medicare365 is not affiliated with or endorsed by Tufts Health Plan, Point32Health or any U.S. government agency. Benefits vary by plan and county; check your plan’s Evidence of Coverage or call the number on your member ID card.
Sources
- Tufts Medicare Preferred: How your OTC benefit works
- Tufts Medicare Preferred: 2026 HMO Smart Saver Rx
- Tufts Medicare Preferred: HMO plans
- Point32Health: 2026 Tufts Medicare Preferred product changes
- Tufts Health Plan Senior Care Options: OTC benefit
- Tufts Medicare Preferred: Plan documents
- Mass General Brigham: Medicare Advantage plans for 2027