At Ameritas Dental Plans, we understand the importance of maintaining good oral health and the peace of mind that comes with having comprehensive dental insurance coverage. As a leading provider of dental insurance, we strive to offer our clients the best plans tailored to their unique needs. In this article, we will delve into the various aspects of dental insurance, highlighting its significance, benefits, and how our offerings can help you achieve optimal oral health. Let’s explore the world of dental insurance together.
What are Dental Implants?
Dental implants are titanium posts surgically placed into the jawbone to serve as artificial tooth roots. These posts provide a sturdy foundation for dental restorations, such as crowns, bridges, or dentures. Made from biocompatible materials like titanium, dental implants fuse with the jawbone over time through a process called osseointegration. This fusion ensures the implants become a permanent and integral part of your mouth, mimicking the function and appearance of natural teeth.
Benefits of Dental Implants
Dental implants offer a multitude of benefits that make them a popular choice for individuals seeking tooth replacement options. Here are some key advantages:
1. Improved Aesthetics
Dental implants closely resemble natural teeth, enhancing the overall appearance of your smile. With their secure placement, implants provide a natural look and feel, giving you the confidence to showcase your beautiful smile.
2. Enhanced Functionality
Unlike removable dentures or bridges, dental implants offer excellent stability and functionality. They allow you to chew, speak, and bite with ease as if you were using your natural teeth. Say goodbye to the discomfort and limitations of traditional tooth replacement options.
3. Longevity
When properly cared for, dental implants can last a lifetime. Unlike other restorations that may require replacement over time, implants offer exceptional durability and longevity, making them a cost-effective solution in the long run.
4. Preservation of Jawbone and Facial Structure
When a tooth is lost, the underlying jawbone can deteriorate over time. Dental implants help stimulate bone growth and prevent bone loss, preserving the natural shape of your jaw and facial structure. This benefit contributes to maintaining a youthful appearance.
5. Improved Oral Health
Dental implants do not require altering or damaging adjacent teeth, unlike dental bridges. This preservation of natural teeth promotes better oral health by reducing the risk of decay and preserving overall dental integrity.
Types of Dental Implants
There are different types of dental implants available, each designed to cater to specific needs. The main types include:
1. Endosteal Implants
Endosteal implants are the most common type and involve placing the titanium posts directly into the jawbone. This type is suitable for individuals with adequate bone density.
2. Subperiosteal Implants
Subperiosteal implants are placed under the gum tissue but above the jawbone. This type is ideal for patients with insufficient bone height or those who are unable to undergo bone augmentation procedures.
Type III procedures offered by Ameritas include:
- Onlays: These are dental restorations used to repair damaged or decayed teeth. They are typically made from porcelain or composite resin and are used to restore the chewing surface of a tooth.
- Crowns and build-ups: Crowns are dental caps that cover a damaged or decayed tooth to restore its shape, size, strength, and appearance. Build-ups are used to create a foundation for a crown when there is not enough natural tooth structure remaining.
- Removable dentures: These are artificial teeth attached to a removable framework that replaces missing teeth. They can be taken out and reinserted by the patient.
- Fixed bridges: A fixed bridge is a dental restoration used to replace one or more missing teeth. It consists of an artificial tooth or teeth (pontic) held in place by dental crowns on the adjacent teeth.
- Full or partial denture relines/adjustments: Denture relines involve reshaping the underside of a denture to improve its fit and comfort. Adjustments are made to dentures to correct any discomfort or fit issues.
- Implants: Dental implants are titanium posts surgically placed into the jawbone to serve as artificial tooth roots. They are used to support dental restorations like crowns, bridges, or dentures.
Subject to Policy Provisions means that coverage for the mentioned services may vary depending on the specific provisions outlined in your policy.
As for the deductible and coinsurance, Ameritas has the following structure for Type III procedures:
- Annual deductible: $50 per individual or $100 maximum per family.
- Coinsurance: After meeting the deductible, Ameritas will cover 50% of the cost for Type III procedures, and you will be responsible for the remaining 50%.
Please note that these details are based on the information you provided, and it’s always recommended to refer to your specific policy documents or contact Ameritas directly for the most accurate and up-to-date information regarding your coverage.
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