A featured image with a large donut, symbolizing the 'donut hole' concept in Medicare Part D. The donut is divided into sections to represent different stages of Medicare coverage. The text 'What is a Medicare Donut Hole?' is displayed prominently in a clear, approachable font, with pastel colors creating a visually engaging and informative design.

Medicare Donut Hole 2026: Is the Coverage Gap Gone?

Reviewed October 7, 2026. The Medicare donut hole is gone. The “donut hole,” or coverage gap, was a phase of Medicare Part D where you paid a bigger share of your drug costs. It ended on January 1, 2025, when the Inflation Reduction Act redesigned Part D. In 2026, your out-of-pocket spending on covered Part

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