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SSA-1099: How to Get Your Social Security 1099 Form Online

By Brian Monahan Updated October 1, 2026

Reviewed October 1, 2026. Form SSA-1099, the Social Security Benefit Statement, is the tax form that shows how much Social Security you received in a year. Social Security mails it every January. If you lost it or never got it, you can download a replacement from your my Social Security account starting February 1, or request one by calling 1-800-772-1213 (TTY 1-800-325-0778).

Quick answer: Sign in at ssa.gov, choose “Replace Your Tax Form SSA-1099/SSA-1042S,” pick the tax year and download it. Replacements are available for any of the past 6 years in which you were paid benefits. People who only get SSI don’t receive an SSA-1099, and noncitizens get Form SSA-1042S instead.

What is a Social Security 1099 form?

The SSA-1099 “shows the total amount of benefits you received in the previous year, so you know how much Social Security income to report to the IRS on your tax return,” according to the Social Security Administration. It is not a bill and you don’t send it back. You use it, or give it to your tax preparer, when you file your federal return.

What the boxes on Form SSA-1099 mean

Box	What it shows
Box 3	Total benefits paid to you during the year, including amounts withheld from your checks
Description of amount in Box 3	A breakdown of what’s in Box 3, such as payments received, Medicare premiums deducted, voluntary federal tax withheld and any overpayment recovery
Box 4	Benefits you repaid to Social Security during the year
Box 5	Net benefits for the year (Box 3 minus Box 4). This is the amount you report on your tax return
Box 6	Voluntary federal income tax withheld

Sources: SSA POMS GN 05002.010 and IRS Publication 915.

Why your SSA-1099 shows more than you actually received

If your Medicare Part B premium (and any Part D premium or IRMAA) is taken out of your Social Security check, those deductions still count as benefits paid to you. That’s why Box 3 can be higher than the deposits in your bank account. The Medicare premiums deducted are listed in the description under Box 3. For 2026, the standard Part B premium is $202.90 a month (CMS). Learn more in how much Medicare is taken out of Social Security.

How to get your SSA-1099 online

Go to ssa.gov and sign in to your my Social Security account. If you don’t have one, create it with Login.gov or ID.me.
Select Replace Your Tax Form SSA-1099/SSA-1042S.
Choose the tax year you need. The most recent year’s form is available beginning February 1.
Download or print the form.

Replacement forms are available “for any of the past 6 years for which benefits were paid” (SSA.gov).

Other ways to get a replacement SSA-1099

By phone: call 1-800-772-1213 (TTY 1-800-325-0778), Monday through Friday, 8 a.m. to 7 p.m. Social Security’s automated phone service can also mail a replacement; say “1099” when prompted.
In person: visit your local Social Security office.
Living outside the U.S.: create an ID.me-verified online account or contact your nearest Federal Benefits Unit.

Replacements requested by phone or mail go to the address on your Social Security record, so make sure it’s current first. See how to change your address with Social Security and Medicare.

When will I get my SSA-1099?

Social Security mails SSA-1099 forms each January for the prior year’s benefits. Your form covering 2026 benefits will arrive in January 2027, and the online replacement for tax year 2026 will be available starting February 1, 2027. If you haven’t received it by early February, download it online rather than waiting.

Who doesn’t get an SSA-1099?

SSI recipients: Supplemental Security Income isn’t taxable, so no SSA-1099 is produced for SSI payments.
Noncitizens who received or repaid benefits get Form SSA-1042S instead.
Railroad retirees receive Form RRB-1099 from the Railroad Retirement Board for benefits it pays.

Is Social Security taxable?

It can be. The IRS compares your “combined income” (your adjusted gross income, plus nontaxable interest, plus half of your Social Security benefits) with base amounts of $25,000 for single filers and $32,000 for married couples filing jointly. Above those amounts, up to 50% of benefits may be taxable, and above $34,000 (single) or $44,000 (joint), up to 85% may be taxable (IRS Publication 915). A tax professional can tell you how this applies to you.

Your income also affects Medicare. The income on your tax return from two years earlier is used to decide whether you pay IRMAA on top of the standard Part B and Part D premiums. See 2026 IRMAA brackets and how to request a reduction.

Frequently asked questions

How do I get my 1099 from Social Security?

Download it from your my Social Security account under “Replace Your Tax Form SSA-1099/SSA-1042S,” call 1-800-772-1213, or visit a local office.

Can I get my SSA-1099 online?

Yes. If you have a my Social Security account, you can download the current year’s form starting February 1 and forms for up to 6 prior years.

Where is my SSA-1099?

Social Security mails it in January. If it hasn’t arrived, check that your address is correct with Social Security, then download a replacement online.

What is the difference between an SSA-1099 and a 1099-R?

An SSA-1099 reports Social Security benefits. A 1099-R reports distributions from pensions, annuities, IRAs and similar retirement plans, and comes from the plan or financial institution.

Do Medicare premiums show on my SSA-1099?

Yes. If Medicare premiums are deducted from your benefits, the amount appears in the description of amount in Box 3.

This article is general information, not tax or legal advice. Medicare365 is not affiliated with or endorsed by the U.S. government, the Social Security Administration or the federal Medicare program. For help with your Medicare choices, see understanding Medicare premiums.