What is National General Medicare Supplement Insurance?
National General Medicare Supplement Insurance is a type of Medigap insurance that helps cover the expenses that Medicare doesn’t cover. National General offers several different Medigap plans, including Medicare Plan A, Medicare Plan N, Medicare Plan G, and Medicare Plan F.
Benefits of National General Medicare Supplement Insurance
The benefits of National General Medicare Supplement Insurance include coverage for Medicare Part A and Part B coinsurance, Part A hospice care coinsurance and copayments, skilled nursing facilities, Medicare Part A deductible, emergency medical expenses, doctor’s office visits, emergency department visits, and Medicare Part B excess charges. Depending on the plan you choose, you may also be covered for foreign travel emergency expenses.
Costs of National General Medicare Supplement Insurance
The costs of National General Medicare Supplement Insurance depend on the plan you choose, as well as your age, location, and health status. You’ll typically pay a monthly premium in addition to your Medicare Part B premium. You may also have to pay a deductible, coinsurance, or copayment, depending on your plan.
Application Requirements for National General Medicare Supplement Insurance
To apply for National General Medicare Supplement Insurance, you must be enrolled in Medicare Parts A and B. You must also be a U.S. citizen or legal resident and live in a state where National General offers coverage. Depending on your age and health status, you may be subject to medical underwriting.
FAQs
1. What is National General Medicare Supplement Insurance?
National General Medicare Supplement Insurance is a type of Medigap insurance offered by Allstate Health Solutions, a subsidiary of Allstate Corporation. Medigap insurance is designed to help cover the gaps in coverage left by Original Medicare. National General offers a variety of Medigap plans to choose from, each with different benefits and costs.
2. What are the benefits of National General Medicare Supplement Insurance?
The benefits of National General Medicare Supplement Insurance include coverage for Medicare Part A and Part B coinsurance, Part A hospice care coinsurance and copayments, skilled nursing facilities, Medicare Part A deductible, emergency medical expenses, doctor’s office visits, emergency department visits, and Medicare Part B excess charges. Depending on the plan you choose, you may also be covered for foreign travel emergency expenses.
3. How much does National General Medicare Supplement Insurance cost?
The cost of National General Medicare Supplement Insurance depends on several factors, including the plan you choose, your age, location, and health status. You will typically pay a monthly premium in addition to your Medicare Part B premium. The cost of premiums varies between plans, so it’s important to compare costs before making a decision.
4. What are the application requirements for National General Medicare Supplement Insurance?
To apply for National General Medicare Supplement Insurance, you must be enrolled in Medicare Parts A and B. You must also be a U.S. citizen or legal resident and live in a state where National General offers coverage. Depending on your age and health status, you may be subject to medical underwriting, which is a process where the insurance company evaluates your health history and determines your eligibility for coverage.
5. Do I need a Medigap plan if I have Medicare Advantage?
No, if you have Medicare Advantage, you don’t need a Medigap plan. Medicare Advantage plans are managed care plans that provide comprehensive coverage for medical expenses, including prescription drug coverage. However, if you have Original Medicare and a Medigap plan, your Medigap plan will help cover the costs of your medical bills
