
The United Healthcare UCard is more than just a member ID—it’s a powerful tool designed to simplify and enhance your healthcare experience. Whether you’re managing your health benefits, purchasing everyday essentials, or accessing wellness programs, the UCard integrates multiple functionalities into a single, convenient platform.
What Is the United Healthcare UCard?
The UCard serves as your all-in-one member ID, combining various benefits into a single card. It allows you to:
- Access Healthcare Services: Use it as your member ID at doctor visits and pharmacies.
- Purchase Eligible Items: Buy approved over-the-counter (OTC) health products and healthy food items.
- Pay Utility Bills: In some plans, use it to pay for eligible utility expenses.
- Earn and Redeem Rewards: Participate in wellness programs and redeem rewards through the UCard.
Note: Benefits may vary based on your specific UnitedHealthcare plan.
Managing Your UCard: App and Online Access
United Healthcare UCard App
The United Healthcare app offers a seamless way to manage your UCard benefits:
- Digital UCard: Access your UCard digitally for convenience.
- Check Balances: Monitor your benefit and reward balances in real-time.
- Product Scanner: Scan items in-store to verify eligibility before purchase.
- Store Locator: Find participating retailers near you.
Download the app from the App Store or Google Play.
Online Account Management
Manage your UCard through the United Healthcare member portal:
- Login: Visit myuhc.com and sign in to your account.
- View Benefits: Access detailed information about your plan benefits.
- Order OTC Items: Shop for eligible OTC products online.
- Track Orders: Monitor the status of your orders and deliveries.
Where Can You Use Your UCard?
Your UCard is accepted at a wide range of participating retailers, including:
- Walmart
- Walgreens
- CVS
- Kroger
- Publix
- HEB
- Family Dollar
- Dollar General
Note: Availability may vary by location and plan. Always check with the retailer or use the store locator feature in the UnitedHealthcare app.
Understanding Your UCard Balance
Your UCard balance is typically replenished monthly or quarterly, depending on your plan. To check your current balance:
- Via App: Open the United Healthcare app and navigate to the UCard section.
- Online: Log in to your account at myuhc.com and view your balance.
- Customer Service: Call the number on the back of your UCard for assistance.
Exploring the UCard Catalog
The UCard catalog offers a comprehensive selection of eligible OTC products, including:
- Allergy and Sinus Relief
- Cold, Cough, and Flu Remedies
- Digestive Health Products
- First Aid Supplies
- Pain Relief Medications
- Vitamins and Supplements
Access the full catalog online through your UnitedHealthcare member portal or request a printed copy by contacting customer service.
AARP and United Healthcare: A Strong Partnership
AARP members enrolled in UnitedHealthcare Medicare Advantage plans enjoy the integrated benefits of the UCard. This partnership offers:
- Comprehensive Coverage: Access to a wide range of healthcare services and benefits.
- Wellness Programs: Participation in programs designed to promote healthy living.
- Exclusive Resources: Utilization of AARP’s extensive health and wellness resources.
For more information, visit aarpmedicareplans.com.
Need Assistance? Contact United Healthcare
If you have questions or need support regarding your UCard:
📞 General Member Services
- United Healthcare Member Services: 1-866-633-2446 (24/7)
🏥 Medicare Plans
- Medicare Advantage or Prescription Drug Plans: Call the number on your UCard or 1-877-596-3258 (TTY 711), available 8 a.m. to 8 p.m., 7 days a week
- Medicare Supplement Plans: 1-800-523-5800
- Phone: Call the number on the back of your UCard.
- Online: Visit uhc.com/contact-us for additional contact options.
- App Support: Use the UnitedHealthcare app to access support resources.
By fully utilizing your United Healthcare UCard, you can streamline your healthcare experience, making it more convenient and efficient. Stay informed about your benefits, manage your health proactively, and take advantage of the resources available to you.


