OTC & Flex Cards

Reviewed October 5, 2026. Walmart accepts OTC benefit cards from many Medicare Advantage and Medicaid plans, in stores and on Walmart.com. Walmart describes an OTC benefits card as “a supplemental benefit card given to members of select Medicare Advantage programs by their insurance company” for over-the-counter products, personal care items and sometimes healthy food. Online, […]

Reviewed October 5, 2026. Yes, Amazon accepts some OTC cards. Amazon says it accepts “certain OTC Network cards” from Medicare Advantage and Medicaid health plans. If the back of your OTC benefits card shows the OTC Network logo, you can add it to your Amazon Wallet, shop items marked “OTC Benefits card eligible” and pay

Reviewed October 5, 2026. EmblemHealth offers an over-the-counter (OTC) card in several of its New York plans. For 2026, EmblemHealth lists the OTC benefit in its VIP Dual, VIP Dual Enhanced and VIP Dual Reserve (HMO D-SNP) plans and its VIP Value (HMO-POS) Medicare plan. Members can shop at participating stores such as CVS, Duane

Reviewed October 5, 2026. There’s no single “OTC benefits login.” Each Medicare Advantage or Medicaid plan uses its own website, app or card vendor for over-the-counter allowances, so where you sign in depends on your plan. Aetna Medicare members sign in at CVS.com/Aetna, Healthfirst members use MyHFNY.org or the Healthfirst NY app, UnitedHealthcare members use

Reviewed October 5, 2026. CVS OTC benefits are over-the-counter allowances that many Medicare Advantage and Medicaid health plans let members spend at CVS. CVS runs these through its OTC Health Solutions program: depending on your plan, you can shop at participating CVS Pharmacy stores, order online for free home delivery, or order by phone. The

Reviewed October 5, 2026. Aetna Medicare OTC benefits come on the Aetna Medicare Extra Benefits Card. If your Aetna Medicare Advantage plan includes an OTC allowance, the money is in the card’s OTC wallet and can be spent on approved over-the-counter products at participating CVS stores, online at CVS.com/Aetna with free shipping, or by phone

Reviewed October 5, 2026. Wellcare’s OTC benefit is loaded onto the Wellcare Spendables card, “a preloaded card that gives you the flexibility to pay for eligible health items and services,” according to Wellcare. Members of Wellcare Medicare Advantage plans that include the benefit get a set dollar amount on the card that they can spend

Reviewed October 5, 2026. Molina OTC benefits let members of certain Molina Medicare and Medicaid plans get over-the-counter health items, such as vitamins, pain relievers, cough and cold medicine, sunscreen and bandages, at no extra cost up to their plan’s allowance. Many Molina plans run the benefit through NationsBenefits: you order online, by phone, by

Reviewed October 5, 2026. The Humana OTC card is the Humana Spending Account Card, which some Humana Medicare Advantage plans load with a monthly or quarterly over-the-counter (OTC) allowance. You can use it at participating stores, or spend your allowance through CenterWell Pharmacy’s online OTC store, app or mail-order catalog, on items like vitamins, pain

Reviewed October 5, 2026. The Healthfirst OTC Plus card is a prepaid benefits card that comes with Healthfirst Medicare Advantage plans in New York. It loads a set amount each month that you can spend on health items like vitamins, pain relievers and eye drops, and in Healthfirst’s dual-eligible (D-SNP) plans also on healthy food,