OTC & Flex Cards

Reviewed October 5, 2026. To check your OTC card balance, use your health plan’s member website or app, call the phone number on the back of your OTC or benefits card, or look at the balance printed on your last store receipt. There’s no single national OTC balance line: each Medicare Advantage or Medicaid plan, […]

Reviewed October 5, 2026. Many Medicare Advantage plans include an over-the-counter (OTC) benefit: a set dollar amount, usually loaded each month or quarter onto a card or account, that you can spend on approved health items like pain relievers, vitamins, first-aid supplies and cold medicine. The fastest way to find Medicare Advantage plans with OTC

Updated October 6, 2026. The UnitedHealthcare OTC card, called the UCard, works at more than 70,000 participating stores nationwide, including Walmart, Walgreens, Dollar General, Target and neighborhood stores, according to UnitedHealthcare. You can swipe the card like a debit card or scan the digital UCard barcode in the UnitedHealthcare app, and you can also shop