HealthSpring Dental 2027: Benefits, Allowances by Plan and Providers
Reviewed November 3, 2026. HealthSpring dental coverage comes built into HealthSpring Medicare Advantage plans. HealthSpring says that for 2027 “all HealthSpring MA HMO plans provide vision, hearing and dental coverage.” Most plans we checked give you a yearly dental allowance that pays for preventive and comprehensive care together, through the Cigna Dental Allowance (DPPO) network. In the 2027 plans we reviewed, that allowance ranged from $700 to $2,400 a year, depending on the plan and county.
Quick answer: Original Medicare doesn’t cover routine dental care, so HealthSpring dental benefits come from your Medicare Advantage plan. Look at the “Dental” rows of your plan’s 2027 Summary of Benefits for the allowance amount and whether it works only in network. Some plans let you see any U.S.-licensed dentist. HealthSpring Dental Customer Service is 1-866-213-7295 (TTY 711). You can change plans during Medicare Open Enrollment, October 15 to December 7, 2026, for coverage starting January 1, 2027.
How HealthSpring dental benefits work in 2027
HealthSpring, the Medicare business that Health Care Service Corporation (HCSC) bought from Cigna, uses two dental designs. Its Extra Benefits page describes them like this (HealthSpring: Extra benefits):
| Design | What it covers | Network |
|---|---|---|
| Dental Care (DHMO) | Preventive services such as oral exams and cleanings. Some plans also cover comprehensive care, “like fillings, crowns, extractions, root canals, dentures.” | Cigna Dental Care (DHMO) dentists |
| Dental Allowance (DPPO) | A yearly dollar amount you can spend on preventive and comprehensive dental care combined | Cigna Dental Allowance (DPPO) network. Depending on the plan: any U.S.-licensed dentist, in network only, or 50% coinsurance out of network |
HealthSpring says “All dental allowance benefits use the Cigna Dental Allowance (DPPO) network.” That’s why your dental card and provider search may still show the Cigna Dental name even though your health plan is HealthSpring.
Medicare-covered dental vs. routine dental
Each 2027 Summary of Benefits we checked also lists a separate copay, from $0 to $45, for Medicare-covered dental services. These are the limited services Original Medicare covers, such as some dental care tied to a hospital stay. They don’t include cleanings, routine exams or X-rays, which are paid from your plan’s supplemental dental benefit or allowance instead.
HealthSpring dental benefits 2027: examples by plan
Amounts depend on your plan and county. These figures come from HealthSpring’s 2027 Summaries of Benefits (SB) and Annual Notices of Change (ANOC). All of these plans have a $0 monthly plan premium.
| 2027 plan | Service area | 2027 dental allowance | 2026 |
|---|---|---|---|
| HealthSpring Preferred (HMO) H4513-077-001 | Alabama: Jefferson, Shelby, Tuscaloosa and 10 other counties | $1,600 a year | $2,450 a year |
| HealthSpring Preferred (HMO) H9725-009-001 | North Carolina: Mecklenburg, Gaston, Union, Cabarrus and 7 other counties | $1,650 a year | $1,850 a year |
| HealthSpring Preferred (HMO) H5410-059 | Florida: Hillsborough, Pinellas, Pasco, Manatee, Sarasota, Hernando, Flagler, Volusia | $1,900 a year, any U.S.-licensed dentist | Not checked |
| HealthSpring Courage (HMO) H4407-011 | Mississippi: Harrison, Hinds, Jackson, Madison, Rankin and 15 other counties | $750 a year, any U.S.-licensed dentist | Not checked |
| HealthSpring Preferred Savings (HMO) H9725-015-003 | North Carolina: Forsyth, Guilford, Davidson and 7 other counties | $700 a year, in-network DPPO only | Not checked |
| HealthSpring TotalCare (HMO D-SNP) H4513-060-001 | Texas: Harris, Fort Bend, Galveston, Montgomery and 14 other counties | $2,400 a year, in-network DPPO only | Not checked |
Sources: HealthSpring 2027 SBs for H4513-077-001, H9725-009-001, H5410-059, H4407-011, H9725-015-003 and H4513-060-001; 2026 amounts from the 2027 ANOCs for H4513-077-001 and H9725-009-001.
2026 vs 2027: what changed
Both plans we could compare year over year have a smaller dental allowance for 2027. The Alabama ANOC says the 2026 plan had “a dental allowance of $2,450 every year (combined preventive and comprehensive),” which drops to $1,600 in 2027. The North Carolina Preferred plan goes from $1,850 to $1,650. Two plans don’t prove a company-wide trend, so read the dental row of your own ANOC, which HealthSpring mails to members each fall.
HealthSpring’s October 2026 announcement says it is “retaining all $0 premium MA plans that were offered in 2026” and offers Medicare Advantage plans in 450 counties across 24 states for 2027 (HealthSpring 2027 plans announcement).
How to find HealthSpring dental providers
- Check your plan type. Your Summary of Benefits says whether your allowance works with any U.S.-licensed dentist or only in network.
- Search the directory. Use the HealthSpring online provider directory or the provider and pharmacy directories page, and choose the dental network named in your plan.
- Call to confirm. Ask the dental office whether it takes the Cigna Dental Allowance (DPPO) network for HealthSpring Medicare members. HealthSpring’s SBs warn that an out-of-network dentist “may ask to be paid at the time of service.”
- Track your allowance. Once you reach the yearly allowance, you pay the rest of the dental bill yourself.
| Who to call | Phone |
|---|---|
| HealthSpring Dental Customer Service | 1-866-213-7295 (TTY 711) |
| HealthSpring Medicare Member Services | 1-800-668-3813 (TTY 711) |
| Not yet a member | 1-800-313-0973 (TTY 711) |
Hours are 8 a.m. to 8 p.m. local time, 7 days a week from October 1 to March 31, and Monday to Friday from April 1 to September 30, according to HealthSpring’s 2027 Summaries of Benefits.
HealthSpring dental insurance: is there a separate plan?
Yes, but it isn’t part of Medicare. HealthSpring’s 2027 announcement says customers “also can purchase companion products, such as standalone dental plans” and “a combined plan including dental, vision and hearing.” HCSC finished rebranding these supplemental products to HealthSpring in September 2026 (HCSC news release). We couldn’t find published premiums for these plans, so ask HealthSpring for a quote and compare it with the dental allowance already in your Medicare Advantage plan. If you have Original Medicare and a Medigap plan, a standalone dental plan is one way to add dental coverage; see our guide to dental, vision and hearing insurance.
Does Original Medicare cover dental?
Mostly no. Medicare.gov says “Medicare doesn’t cover dental services like routine cleanings, fillings, tooth extractions (removals),” or “dentures and implants.” It may cover some dental care tied to a covered treatment, such as an exam before a heart valve replacement or organ transplant, and you’d pay 20% of the Medicare-approved amount after the Part B deductible (Medicare.gov: Dental services).
Other HealthSpring extra benefits
Dental is one of several HealthSpring extras. Many plans also include a spending card or an OTC allowance; see our HealthSpring flex card 2027 guide and the HealthSpring OTC catalog 2027. HealthSpring’s 2027 announcement also mentions a quarterly grocery allowance of $50 to $400 in its D-SNPs. For an overview of the company’s plans, read Cigna Medicare Advantage plans, now HealthSpring. To compare dental benefits with other carriers, see Humana dental plans for seniors, Aetna Medicare dental and UnitedHealthcare dental.
Choosing a 2027 plan for dental coverage
- Compare the allowance with your likely costs. A crown or denture can use up a large share of a $700 allowance.
- Check the network rule. An “any U.S.-licensed dentist” allowance gives you more choice than an in-network-only one.
- Look at the whole plan. Doctors, drugs, premiums and the out-of-pocket maximum usually matter more than dental. Use Medicare Plan Finder and read about Medicare Open Enrollment.
Frequently asked questions
Does HealthSpring cover dental?
Yes. HealthSpring says all of its 2027 Medicare Advantage HMO plans include dental coverage. Most plans we checked use a yearly dental allowance in the Cigna Dental Allowance (DPPO) network.
What are HealthSpring dental benefits for 2027?
It depends on your plan. In the 2027 plans we reviewed, the yearly allowance ranged from $700 (HealthSpring Preferred Savings H9725-015-003, North Carolina) to $2,400 (HealthSpring TotalCare D-SNP H4513-060-001, Texas).
How do I find HealthSpring dental providers?
Search HealthSpring’s online provider directory for the dental network in your plan, or call HealthSpring Dental Customer Service at 1-866-213-7295 (TTY 711).
Does HealthSpring cover dental implants?
On allowance plans, comprehensive dental care is paid from your yearly allowance, so coverage for a specific procedure such as implants depends on your plan’s Evidence of Coverage. Call Dental Customer Service before treatment to confirm.
Is HealthSpring dental the same as Cigna Dental?
HealthSpring is the health plan, and the dental network it uses is run under the Cigna Dental name, such as the Cigna Dental Allowance (DPPO) network.
This article is general information, not plan-specific advice. Benefits vary by plan and county; check your plan’s Evidence of Coverage. Medicare365 is not affiliated with HealthSpring, HCSC, Cigna or the U.S. government.
Official sources
- HealthSpring: Medicare Advantage extra benefits
- HealthSpring: 2027 plans announcement (October 1, 2026)
- HealthSpring: 2027 ANOC, HealthSpring Preferred H4513-077-001 (PDF)
- HealthSpring: 2027 ANOC, HealthSpring Preferred H9725-009-001 (PDF)
- HealthSpring: Provider and pharmacy directories
- HCSC: Supplement plans rebranded to HealthSpring
- Medicare.gov: Dental services