SCAN Dental Plans 2027: Coverage, Maximums and Dental Providers
Reviewed November 8, 2026. SCAN dental plans are not sold on their own: dental coverage comes built into SCAN Health Plan’s Medicare Advantage plans. For 2027, the SCAN plans we reviewed cover diagnostic and preventive dental care at $0 and add comprehensive dental care (fillings, root canals, dentures and more) up to a yearly maximum, often $2,500 or $3,000 depending on the plan. Several 2027 plans move to a new dental partner, NationsDental, with in-network-only coverage.
Quick answer: To see what your SCAN plan pays for dental in 2027, open the “Dental Services” section of its 2027 Summary of Benefits, then check the Evidence of Coverage for limits and exclusions. Original Medicare doesn’t cover routine dental care, so this extra benefit is one reason people pick a Medicare Advantage plan. Benefits vary by plan and county. Medicare Open Enrollment runs October 15 to December 7, 2026, for coverage starting January 1, 2027.
How SCAN Health Plan dental works in 2027
SCAN Health Plan is a nonprofit Medicare Advantage company based in California that also offers plans in states such as Arizona and Nevada. Each SCAN plan’s 2027 Summary of Benefits splits dental into the same parts:
- Medicare-covered dental services: the limited dental care Medicare itself covers (for example, care tied to certain medical treatments). The plans we reviewed list this at $0, and prior authorization rules apply.
- Diagnostic and preventive services: oral exams, bitewing X-rays, routine cleanings and fluoride treatment, each with a frequency limit (for example, 2 exams and 1 set of bitewing X-rays every 12 months on the four plans in the table below). These cost $0 and, on plans with a dollar maximum, don’t count toward it.
- Comprehensive services: restorative care (fillings and crowns), endodontics (root canals), periodontics (gum treatment), removable and fixed prosthodontics (dentures and bridges) and oral surgery. Depending on the plan, you pay $0, a coinsurance such as 25%, or a set copay per service.
- A benefit maximum: many plans cap comprehensive care at a yearly dollar amount. “Once the benefit maximum is reached, you are responsible for remaining costs,” the 2027 documents say.
Two rules show up on every 2027 SCAN summary we read: “You must go to a SCAN contracted dental provider,” and “This plan does not cover all dental codes within each category.” In other words, a crown or denture may fall in a covered category and still not be covered, so check the Evidence of Coverage or ask the plan before major work.
New for 2027: NationsDental and in-network only
SCAN’s 2027 Annual Notice of Change (ANOC) letters for SCAN Classic plans in California and Arizona say the routine dental benefit now comes “through a new partner: NationsDental” and “offers in-network only coverage.” In 2026, those same plans used DentaQuest “with in and out-of-network benefits.” The 2027 letters also say “There is no coverage for maxillofacial prosthetics or implants,” which the 2026 benefit included. If you have a SCAN plan and a dentist you like, confirm they are in the 2027 network before January.
SCAN dental plans 2027: four plan examples
These figures come straight from each plan’s 2027 Summary of Benefits published by SCAN. They show how much dental can differ from one SCAN plan to the next, even between plans with the same name.
| 2027 plan (ID) | Where | Monthly plan premium | Comprehensive dental maximum | Comprehensive services cost |
|---|---|---|---|---|
| SCAN Classic (HMO) H1822-001 | Maricopa, Pima and Pinal Counties, AZ | $0 | Up to $3,000 every year | $0 |
| SCAN Balance (HMO C-SNP) H0978-002 | Clark and Nye Counties, NV | $0 | Up to $3,000 every year | $0 |
| SCAN Classic (HMO) H5425-069 | Santa Clara and Stanislaus Counties, CA | $0 | Up to $2,500 every year | 25% coinsurance |
| SCAN Inspired by women for women (HMO) H5425-100 | Los Angeles and Orange Counties, CA | $15 | Up to $2,500 every year | 25% coinsurance |
SCAN Classic (HMO) H1822-001, Arizona
This $0-premium plan has one of the richer SCAN dental benefits we found for 2027: a $3,000 calendar-year maximum for comprehensive care with $0 copays for restorative, endodontic, periodontic, prosthodontic and oral surgery services. Preventive care is also $0. Compared with 2026, the $3,000 amount stays the same, but the vendor changes from DentaQuest to NationsDental, out-of-network coverage ends, and implants are no longer covered, per the plan’s 2027 ANOC.
SCAN Balance (HMO C-SNP) H0978-002, Nevada
SCAN Balance is a Chronic Condition Special Needs Plan, so you must have a qualifying chronic condition to join. In Clark and Nye Counties for 2027, it lists $0 diagnostic and preventive care, $0 for each comprehensive category and a benefit maximum of up to $3,000 every year.
SCAN Classic (HMO) H5425-069, Northern California
This plan shows the biggest dental change for 2027. Its ANOC says the 2026 benefit was “a comprehensive $3,000 allowance through DentaQuest” with a $0 in-network copay for comprehensive care. For 2027, the maximum drops to $2,500, comprehensive services move to 25% coinsurance, coverage is in-network only through NationsDental, and implants are not covered. Preventive care stays at $0.
SCAN Inspired by women for women (HMO) H5425-100, Southern California
This $15-a-month plan for Los Angeles and Orange Counties lists $0 preventive care, 25% coinsurance for comprehensive services and a benefit maximum of up to $2,500 every year in 2027.
Optional dental buy-up on some plans
Some SCAN plans use a different setup: their 2027 Summary of Benefits lists dental copays by service instead of a yearly dollar maximum, and some offer an optional supplemental dental package for an extra monthly premium, which may use a different dental network. If your plan offers an optional dental package, check the added premium and network in your plan’s 2027 Summary of Benefits, and compare the cost with the work you expect to need before you sign up.
How to find SCAN dental providers
Because the 2027 benefits we reviewed require a SCAN contracted dentist, finding the right provider matters more than it did on plans that had out-of-network coverage in 2026. To find SCAN Health Plan dental providers:
- Check which dental network your plan uses in its 2027 Summary of Benefits or ANOC (for example, NationsDental on the SCAN Classic plans above).
- Look up the dentist in your plan’s 2027 provider directory on scanhealthplan.com, making sure you’re viewing the 2027 plan year and your exact plan.
- Call SCAN Member Services at the number on the back of your member ID card and ask them to confirm your dentist is in network for 2027.
- Ask the dental office directly whether it accepts your SCAN plan’s 2027 dental network, not just “SCAN” in general.
How to check your SCAN Health Plan dental benefit
- Find your plan name and ID. Your plan ID looks like H5425-069. It’s on your ID card and on your plan documents.
- Read the 2027 Summary of Benefits. The “Dental Services” section lists the maximum, what preventive care costs and what you pay for comprehensive care.
- Read the Annual Notice of Change. Current members got a 2027 ANOC that compares 2026 and 2027 side by side. Look for changes in the maximum, coinsurance, network and implant coverage.
- Check the Evidence of Coverage. SCAN’s summaries point here “for additional details on plan covered dental services, limitations and exclusions, and prior authorization requirements.”
- Get prior authorization when needed. The 2027 documents say prior authorization rules may apply to routine dental care, so ask your dentist to check before major work.
Dental is only one of SCAN’s extra benefits. For the 2027 over-the-counter allowance and card, see our SCAN OTC 2027 guide, and for an overview of the company and its plans, read SCAN Health Plan and its benefits for Medicare Advantage enrollees.
What Original Medicare covers for dental
Medicare.gov says: “In most cases, Medicare doesn’t cover dental services like routine cleanings, fillings, tooth extractions (removals), or items like dentures and implants.” Original Medicare may cover some dental services you get as a hospital inpatient and specific dental services directly related to certain covered medical treatments. That’s the “Medicare-covered dental” line on a SCAN Summary of Benefits. Routine care is only covered through an extra benefit, like the one in a SCAN plan, or through separate dental insurance. Our guide to Medicare Advantage dental coverage explains what to compare across plans.
How SCAN compares with other carriers
If SCAN plans aren’t offered in your county, or you want to compare, see our 2027 dental guides for Humana, Aetna, UnitedHealthcare and Wellcare. When you compare, look at the yearly maximum, what you pay for comprehensive care, whether you can see out-of-network dentists and whether implants and dentures are covered.
Frequently asked questions
Does SCAN Health Plan include dental?
Yes, the 2027 SCAN Medicare Advantage plans we reviewed include dental. Preventive care (exams, cleanings, bitewing X-rays and fluoride) is $0 with frequency limits, and comprehensive care is covered up to the plan’s limits. Amounts vary by plan and county.
What is the SCAN dental maximum for 2027?
It depends on the plan. SCAN Classic (HMO) H1822-001 in Arizona and SCAN Balance (HMO C-SNP) H0978-002 in Nevada list up to $3,000 every year. SCAN Classic (HMO) H5425-069 and SCAN Inspired by women for women (HMO) H5425-100 in California list up to $2,500. Preventive care doesn’t count toward the maximum on these plans.
Who is SCAN’s dental provider network in 2027?
The 2027 ANOCs for the SCAN Classic plans we checked name NationsDental as the new partner, replacing DentaQuest. Some plans’ optional dental buy-up uses the Delta Dental Medicare Advantage EPO network. Check your own plan’s documents to see which network applies.
Can I see any dentist with a SCAN plan?
Not on the plans we reviewed. Their 2027 summaries say you must go to a SCAN contracted dental provider, and the ANOCs describe the 2027 benefit as in-network only. If you see a dentist outside the network, you may have to pay the full cost.
Does SCAN cover dental implants in 2027?
The 2027 ANOCs for SCAN Classic H5425-069 and H1822-001 say “There is no coverage for maxillofacial prosthetics or implants.” Check your own plan’s Evidence of Coverage, since coverage can differ by plan.
When can I switch to a SCAN plan with better dental?
During Medicare Open Enrollment, October 15 to December 7, 2026, with coverage starting January 1, 2027. If you’re already in a Medicare Advantage plan, you can also make one change during the Medicare Advantage Open Enrollment Period, January 1 to March 31.
Sources
- SCAN Health Plan: 2027 Summary of Benefits, SCAN Classic (HMO) H1822-001, Maricopa, Pima and Pinal Counties
- SCAN Health Plan: 2027 Annual Notice of Change, SCAN Classic (HMO) H1822-001
- SCAN Health Plan: 2027 Summary of Benefits, SCAN Balance (HMO C-SNP), Clark and Nye Counties
- SCAN Health Plan: 2027 Summary of Benefits, SCAN Classic (HMO) H5425-069
- SCAN Health Plan: 2027 Annual Notice of Change, SCAN Classic (HMO) H5425-069
- SCAN Health Plan: 2027 Summary of Benefits, SCAN Inspired by women for women (HMO)
- Medicare.gov: Dental services
- Medicare.gov: Joining a plan