Metformin and your Medicare Part d plans

The prescription drug Metformin is used by doctors to help treat their patients who have Type 2 diabetes. This form of diabetes is the most common one found in adults today.

Metformin helps the prescribed patient by reducing the glucose production in the liver, and glucose absorption. While doing those tasks also helps to increase cell insulin sensitivity.

Overall the main purpose of Metformin is to control the blood sugar levels in the body so everything is at normal levels. The good thing about this drug is that anyone taking it will not gain weight due to the drug.

Benefits of Medicare Part D on Prescribe Drugs

When going to the doctor or picking up prescribed medication it is in the best interest that you are on Medicare part d. There is an assortment of Medicare part d companies to choose from such as big-name brands like AARP, Aetna, Humana, Cigna, and so forth.

While selecting a company keep in mind what part D plan will fit best with the life you are currently living. If you are on medication and always going to the doctors I would recommend the Medicare advantage plan which covers prescribed drugs. The companies all carry the same Plan N for Medigap, however, have different prices for it.

For example, Aetna may have plan N at $150 per month while Cigna may have it at $120 per month. Don’t get stuck in the Medicare donut hole.  It is not like going to Dunkin Donuts. Your income bracket plays a role when choosing a Medicare part d plan, the more you make the more you’re paying.

Also, there are things with the plans which determine how much you will have to cover out of pocket and other things which go with the PPO or HMO you may choose. A brief summary of the PPO is it has out-of-network coverage, state/nationwide coverage, easy to use, and a large provider network. HMOs have a smaller network, no out-of-network coverage, lower copayments, and lower out-of-pocket costs.

Talk to an Agent

Be sure to factor everything in and check with a Medicare supplement agent to be up to date with everything. If you are worried about which pharmacies allow your Medicare Part d Plan and company always call ahead to check. An example is Humana being taken at CVS and not Walgreens, but Aetna is taken at both.

Apply for Medicare at certain social security offices or call Medicare itself.  If you are on Tricare you might want to ask another veteran about the program.

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