Aetna Hearing Aids Coverage 2027: NationsHearing, Allowances and Providers
Reviewed November 5, 2026. Yes, Aetna Medicare Advantage plans cover hearing aids in 2027, through NationsHearing. Aetna says all its 2027 plans include hearing aid benefits and $0 routine hearing exams in network, and its plans cover one routine hearing exam and one hearing aid fitting a year. How much Aetna pays toward the hearing aids themselves depends on your plan, so check the hearing rows of your 2027 Summary of Benefits.
Quick answer: Aetna Medicare hearing aid benefits are run by NationsHearing. Call NationsHearing at 877-225-0137 (TTY 711) to book an exam with a network provider. In the two 2027 Aetna plans whose documents we could read, the hearing aid allowance was $1,000 per ear (Illinois) and $1,500 per ear (Michigan), unchanged from 2026. You can compare or switch plans during Open Enrollment, October 15 to December 7, 2026.
Aetna hearing aids coverage in 2027
Hearing aids are a supplemental benefit. Original Medicare doesn’t cover them, so Aetna adds them to its Medicare Advantage plans. Aetna’s dental, eyewear and hearing page (updated October 1, 2026) and its 2027 plan announcement say:
- Vendor: Aetna Medicare has teamed up with NationsHearing to provide hearing benefits, and hearing aids are covered through NationsHearing.
- Routine exam: plans cover one routine hearing exam per year, with $0 copays for routine hearing exams in network in 2027.
- Hearing aids and fitting: plans cover hearing aids and one hearing aid fitting per year.
- HMO plans: you must see a NationsHearing provider for your exam, hearing aids and fitting.
- PPO plans: you can see any licensed provider for the hearing exam, but hearing aids still come through NationsHearing.
- Plans vary: Aetna tells members to check the Evidence of Coverage (EOC) for each plan’s details.
Sources: Aetna: Dental care, eyewear and hearing aids; CVS Health: Aetna 2027 Medicare plans (October 2026).
Aetna Medicare hearing aid coverage 2027: plan examples
Aetna’s general pages don’t list dollar amounts, because the hearing aid allowance is set plan by plan. These are the two 2027 Aetna plans whose Summaries of Benefits we could read. Both are dual-eligible special needs plans (D-SNPs) for people with Medicare and Medicaid.
| Plan (2027) | Routine hearing exam | Hearing aids | 2026 vs 2027 |
|---|---|---|---|
| Aetna Medicare FIDE (HMO D-SNP) H9771-001, Illinois | $0, one per year with a NationsHearing provider (prior authorization may apply) | $1,000 per ear, up to $2,000 a year; you pay anything over the allowance | Same $1,000 per ear in 2026; the 2027 Annual Notice of Change lists no hearing changes |
| Aetna Medicare HIDE (HMO D-SNP) H9314-001, 10 Michigan counties including Wayne, Macomb and Kalamazoo | $0 through NationsHearing; $0 for one fitting or evaluation a year | $1,500 per ear a year; if the cost is higher, you pay the difference | Same $1,500 per ear in 2026; no hearing changes in the 2027 notice |
Aetna’s standard HMO and PPO plans also include hearing benefits, but the allowance or copay can be different. Their 2027 plan documents weren’t readable for us, so we don’t quote amounts for them. Use Aetna’s plan documents page (choose the 2027 plan year) and read the hearing section of any plan you’re considering.
What the allowance means
An allowance is the most the plan pays toward hearing aids in a year, usually per ear. If the hearing aids you choose cost more, you pay the difference. In both plans above, the allowance can only be used with NationsHearing, so hearing aids bought from another store or audiologist aren’t covered.
How to get hearing aids with Aetna Medicare
- Check your benefit. Look at the hearing rows in your 2027 Summary of Benefits or Evidence of Coverage, or call the Member Services number on your Aetna ID card.
- Call NationsHearing. The NationsHearing Aetna page lists 877-225-0137 (TTY 711), 8 a.m. to 8 p.m. local time, for scheduling and questions.
- Have your hearing exam with a NationsHearing network provider (or, on a PPO, any licensed provider for the exam).
- Choose and get fitted for hearing aids. NationsHearing says hearing aids are typically shipped and fitted within 7 days of ordering.
- Use your follow-up visits. NationsHearing’s Aetna page lists three follow-up visits in the first year.
NationsHearing’s Aetna page also describes a 60-day money-back guarantee, a 3-year manufacturer’s repair warranty and 3 years of batteries for non-rechargeable models. The page doesn’t name a plan year, so confirm these terms for your plan when you call.
How to find Aetna Medicare hearing aid providers near me
- NationsHearing provider search: search by ZIP code on the NationsHearing Aetna provider list.
- Aetna directory: Aetna’s find a provider tool lets you choose the 2027 or 2026 plan year and search by plan.
- Call before you go: ask the office whether it’s a NationsHearing provider for your Aetna Medicare plan, not just whether it takes Medicare.
What Original Medicare covers for hearing
Medicare.gov says Medicare doesn’t cover hearing aids or exams for fitting hearing aids, and you pay all costs for those services under Original Medicare (Medicare.gov: Hearing aids). Part B does cover diagnostic hearing and balance exams if your doctor or other provider orders them. After the Part B deductible you pay 20% of the Medicare-approved amount (Medicare.gov: Hearing and balance exams). The Part B deductible is $283 in 2026 (CMS 2026 fact sheet); CMS hadn’t published the 2027 amount when we checked.
A Medicare Supplement policy, including Aetna Accendo Medigap, doesn’t add hearing aid coverage. For a full comparison, read does Medicare cover hearing aids.
Are over-the-counter hearing aids covered?
The FDA says OTC hearing aids are for adults 18 and older with perceived mild to moderate hearing loss and can be bought without a medical exam, prescription or fitting by an audiologist (FDA: OTC hearing aids). We found no 2027 Aetna document that says OTC hearing aids are covered under the hearing benefit. In the two plans above, the hearing aid allowance can only be used through NationsHearing.
Can I use the Aetna Extra Benefits Card for hearing aids?
Not in the plans we checked. Aetna’s 2027 Extra Benefits Card, powered by CVS Flex Benefits, holds OTC and, on some plans, grocery or utility money. The Illinois and Michigan 2027 Summaries of Benefits keep the hearing aid allowance separate, through NationsHearing. See Aetna OTC benefits 2027 for what the card covers. Some plans let you buy hearing aid batteries with OTC money; see buying hearing aid batteries with an OTC card.
Compare Aetna’s other benefits and other carriers
Hearing is one of several Aetna extras that vary by plan. See Aetna Medicare dental 2027, Aetna Medicare vision 2027, Aetna OTC and the Extra Benefits Card and Aetna Medicare Advantage plans. To compare hearing benefits, read Humana hearing aids 2027 and UnitedHealthcare hearing aids 2027.
Aetna Medicare and NationsHearing phone numbers
- NationsHearing (Aetna members): 877-225-0137 (TTY 711), 8 a.m. to 8 p.m. local time
- Shopping for a 2027 Aetna plan: 1-844-588-0041 (TTY 711), 8 a.m. to 8 p.m., 7 days a week; a licensed agent may answer
- Aetna Medicare FIDE (Illinois) members: 1-866-600-2139 (TTY 711), 8 a.m. to 8 p.m., 7 days a week
- Aetna Medicare HIDE (Michigan) members: 1-855-676-5772 (TTY 711), 8 a.m. to 8 p.m., 7 days a week
- Other members: the Member Services number on your Aetna ID card
Frequently asked questions
Does Aetna Medicare cover hearing aids?
Yes. Aetna says all its 2027 Medicare Advantage plans include hearing aid benefits, provided through NationsHearing. The amount Aetna pays depends on the plan.
How much does Aetna pay for hearing aids in 2027?
It varies by plan. In the 2027 plans we checked, the allowance was $1,000 per ear (Aetna Medicare FIDE H9771-001, Illinois) and $1,500 per ear (Aetna Medicare HIDE H9314-001, Michigan). You pay anything above the allowance.
Who is Aetna’s hearing aid provider?
NationsHearing. Aetna’s member page says hearing aids are only covered through NationsHearing.
Is the Aetna hearing exam free?
Aetna says its 2027 plans have $0 copays for routine hearing exams in network. A diagnostic hearing exam your doctor orders is a Medicare-covered service and may have a different cost share.
How do I find Aetna Medicare hearing aid providers near me?
Search the NationsHearing Aetna provider list by ZIP code or call NationsHearing at 877-225-0137 (TTY 711). HMO members must use a NationsHearing provider.
Did Aetna hearing benefits change from 2026 to 2027?
Not in the two plans we checked: both kept the same hearing aid allowance and their 2027 Annual Notices of Change list no hearing changes. Check your own plan’s Annual Notice of Change.
This article is general information. Medicare365 is an independent website and is not affiliated with or endorsed by Aetna, CVS Health, NationsHearing or any U.S. government agency. Benefits vary by plan and county; check your plan’s Evidence of Coverage or call the number on your member ID card.
Sources
- Aetna: Dental care, eyewear and hearing aids
- CVS Health: Aetna 2027 Medicare plans (October 2026)
- Aetna 2027 Summary of Benefits, H9771-001 (PDF)
- Aetna 2027 Summary of Benefits, H9314-001 (PDF)
- Aetna 2027 Annual Notice of Change, H9771-001 (PDF)
- Aetna 2027 Annual Notice of Change, H9314-001 (PDF)
- NationsHearing: Aetna members
- Medicare.gov: Hearing aids
- Medicare.gov: Hearing and balance exams
- CMS: 2026 Medicare Parts A and B premiums and deductibles
- FDA: OTC hearing aids