Humana Hearing Aids 2027: Coverage, Copays by Plan and TruHearing Changes
Reviewed November 3, 2026. Humana hearing aid coverage comes through the hearing benefit in Humana Medicare Advantage plans. In the 2027 plans we checked, you get a $0 routine hearing exam once a year and pay a set copay for each prescription hearing aid, up to one per ear per year. Copays range from $199 to $575 for a “Level 1” aid and from $475 to $750 for a “Level 2” aid, depending on the plan. That’s a new design: in 2026, many Humana plans used TruHearing with Standard, Advanced and Premium aid tiers.
Quick answer: Original Medicare doesn’t cover hearing aids, so Humana hearing aid coverage comes from your Medicare Advantage plan. Check the “Hearing” rows of your plan’s 2027 Summary of Benefits for the exam copay and the Level 1 and Level 2 hearing aid copays. To find an in-network hearing provider, use Humana.com/FindCare or call Humana Member Services at 800-457-4708 (TTY 711). You can change plans during Medicare Open Enrollment, October 15 to December 7, 2026, for coverage starting January 1, 2027.
How Humana hearing aid coverage works in 2027
The wording of the hearing benefit was the same in every 2027 Humana Summary of Benefits we reviewed. Only the copays changed from plan to plan:
| Part of the benefit | What Humana’s 2027 plan documents say |
|---|---|
| Routine hearing exam | $0 for “fitting, routine hearing exams up to 1 per year” |
| Follow-up visits | $0, up to 3 per year |
| Hearing aids | A copay for each Level 1 or Level 2 prescription hearing aid, “up to 1 per ear per year” |
| What’s included with the aids | “3 years of batteries per non-rechargeable aid (up to 60 cells per ear, per year) and 3 year warranty,” plus one fitting and three follow-up visits in the first year with the original provider |
| Out of network (PPO plans) | You pay 95% and pay the full cost up front; reimbursement is limited to 5% of the allowed amount |
The 2027 Summaries of Benefits we read don’t name a hearing vendor. They tell members to use an in-network provider found at Humana.com/FindCare or through Member Services. Don’t assume your 2026 hearing provider is still in network for 2027; check before you book.
Humana hearing aids: 2026 vs 2027 by plan
Benefits vary by plan and county. These per-aid copays come from Humana’s 2026 and 2027 Summaries of Benefits and 2027 Annual Notices of Change:
| Plan | Area | 2026 hearing aid benefit | 2027 hearing aid copay |
|---|---|---|---|
| Humana Gold Plus H4141-017 (HMO), H4141-017-003 | Metro Georgia (Fulton, DeKalb, Gwinnett, Chatham and other counties) | TruHearing: $199 Advanced, $499 Premium | $399 Level 1, $675 Level 2 |
| Humana Gold Plus H1036-335 (HMO-POS), H1036-335-001 | North Carolina: Brunswick, Davidson, Davie, Forsyth, New Hanover, Stokes, Yadkin | TruHearing: $499 Advanced, $799 Premium | $399 Level 1, $675 Level 2 |
| H6622-001-000 (Humana Gold Plus in 2026, Humana Total Complete HMO in 2027) | Wisconsin, including Milwaukee, Dane and Brown counties | TruHearing: $699 Advanced, $999 Premium | $575 Level 1, $750 Level 2 |
| H5216-072-000 (HumanaChoice Florida PPO in 2026, Humana Value Choice PPO in 2027) | Central Florida | $1,000 allowance for OTC and prescription aids, up to 2 every 3 years | $499 Level 1, $725 Level 2 |
| Humana USAA Honor Giveback (PPO) H7617-073 | Ohio and Indiana | TruHearing: $99 Standard, $399 Advanced, $699 Premium | $199 Level 1, $475 Level 2 |
| HumanaChoice Diabetes and Heart (PPO C-SNP) H5216-246-000 | Georgia | Not checked | $199 Level 1, $475 Level 2 |
Sources: Humana Summaries of Benefits for H4141-017-003 (2026, 2027), H1036-335-001 (2026, 2027), H6622-001-000 (2026, 2027), H5216-072-000 (2026, 2027) and H5216-246-000 (2027), and the 2027 ANOC for H7617-073.
What the 2027 change means for you
- Some copays went up, some went down. In the Georgia plan, the lower-tier aid went from $199 to $399. In the Wisconsin and North Carolina plans, the top-tier copay dropped.
- Fewer follow-up visits. The Ohio and Indiana USAA plan listed unlimited follow-ups and 80 batteries per aid in 2026; for 2027 it’s 3 follow-ups a year and up to 60 battery cells per ear a year.
- TruHearing is no longer named. Humana’s 2026 Summaries of Benefits said “You must see a TruHearing provider.” The 2027 documents we checked don’t name a vendor, so confirm where to go before you buy.
TruHearing and Humana hearing aids
If you bought hearing aids through TruHearing with a 2026 Humana plan, your warranty and any remaining follow-up visits come from that purchase. For 2026 benefits, Humana’s Summaries of Benefits listed TruHearing at 1-844-255-7144 (TTY 711). For new 2027 purchases, start with Humana Member Services or Humana.com/FindCare, because the 2027 plan documents point members there rather than to TruHearing.
How to get hearing aids with a Humana plan
- Read your 2027 Summary of Benefits. Find the hearing exam and hearing aid rows and note your Level 1 and Level 2 copays.
- Find an in-network hearing provider at Humana.com/FindCare or by calling Member Services at 800-457-4708 (TTY 711).
- Book your $0 routine exam and fitting. Your provider will recommend a Level 1 or Level 2 aid.
- Pay your copay per aid. You can get up to one aid per ear per year, with a 3-year warranty and batteries for non-rechargeable models.
- Use your follow-up visits with the same provider during the first year.
Humana Member Services is open 8 a.m. to 8 p.m., 7 days a week from October 1 to March 31, and Monday to Friday from April 1 to September 30. If you’re not yet a member, call 888-873-0686 (TTY 711).
Does Original Medicare cover hearing aids?
No. Medicare.gov says “Medicare doesn’t cover hearing aids or exams for fitting hearing aids,” and you pay all costs for those services (Medicare.gov: Hearing aids). Part B does cover diagnostic hearing and balance exams that your provider orders, at 20% of the Medicare-approved amount after the deductible (Medicare.gov: Hearing and balance exams). Read more in does Medicare cover hearing aids?
Over-the-counter hearing aids
The FDA says OTC hearing aids are “for adults 18 years of age and older with perceived mild to moderate hearing loss” and don’t need a prescription or exam (FDA: OTC hearing aids). The 2027 Humana hearing benefit we reviewed covers prescription aids. Some Humana plans include an OTC allowance on a spending card, but whether hearing aids are an eligible item depends on your plan’s catalog; see Humana OTC benefits 2027 and the Humana spending account card.
Humana hearing and your other benefits
Humana’s 2027 announcement says “dental, vision and hearing benefits [are] available across plan offerings” (Humana, October 2026). See our guides to Humana dental plans for seniors, Humana vision plans and Humana fitness benefits, or read our overview of Humana Medicare Advantage plans for 2027. To compare with another carrier, see UnitedHealthcare hearing aids 2027.
Frequently asked questions
Does Humana cover hearing aids?
Many Humana Medicare Advantage plans do. In the 2027 plans we checked, you pay a copay per prescription hearing aid, up to one per ear per year, after a $0 routine exam.
How much are Humana hearing aids in 2027?
In the plans we reviewed, $199 to $575 per Level 1 aid and $475 to $750 per Level 2 aid. For example, Humana Gold Plus H4141-017 in metro Georgia charges $399 and $675.
Does Humana still use TruHearing?
Humana’s 2026 plans used TruHearing. The 2027 Summaries of Benefits we checked don’t name TruHearing or any other vendor, so ask Humana Member Services which hearing providers are in network for your 2027 plan.
How often can I get new hearing aids with Humana?
The 2027 plans we reviewed cover up to one aid per ear per year. Your Evidence of Coverage has the exact limit.
Can I see any hearing provider with a Humana PPO?
You can, but out-of-network hearing aids cost much more: the 2027 PPO documents say you pay 95% and are reimbursed only 5% of the allowed amount.
This article is general information, not plan-specific advice. Benefits vary by plan and county; check your plan’s Evidence of Coverage. Medicare365 is not affiliated with Humana, TruHearing or the U.S. government.
Official sources
- Humana: 2027 Summary of Benefits, Humana Gold Plus H4141-017 (PDF)
- Humana: 2027 ANOC, Humana USAA Honor Giveback H7617-073 (PDF)
- Humana: 2027 Summary of Benefits, H6622-001 (PDF)
- Humana: Does Medicare cover hearing aids?
- Humana: 2027 Medicare Advantage announcement
- Medicare.gov: Hearing aids
- Medicare.gov: Hearing and balance exams
- FDA: OTC hearing aids